UT Austin Loans, Tuition, Costs & More

This is the complete guide to UT Austin tuition, costs and student loans. If you’re considering The University of Texas at Austin, you’re likely focussed on that huge, glaring sticker price: $N/A.

If you’re still trying to figure out if you can get into the school, try our college chances calculator for UT Austin

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    That expensive sticker price can be extremely misleading and does not usually represent the true cost of UT Austin. The reality is that a huge percentage of students who attend UT Austin do not pay that number.

    What you are most likely concerned with is what you and your family will pay for The University of Texas at Austin, which is dependent on a range of factors from family income to state residency.

    Before we get started, if you have any doubts about your ability to afford UT Austin and are interested in student loans to support your education, the below vendors specifically lend to UT Austin students - click any of them to learn more about their rates and requirements.

    Now, let’s break down that scary sticker price first.

    How much is UT Austin tuition?

    The stated tuition for out-of-state students at The University of Texas at Austin is $37580 while in-state students pay $10610. The dictionary definition of tuition is the “price of payment for instruction.” That’s an important distinction from the total cost of attending UT Austin.

    Essentially, tuition is only what you pay to attend classes at UT Austin. The annual charge of $37580 or $10610 often excludes dozens of other miscellaneous expenses, such as housing, textbooks, meals, fees and more. Therefore, the true cost of UT Austin is much higher than either of these prices (more on this later).

    At the same time, however, tuition does not take into account factors that can help a student or family afford college, such as scholarships, student loans and grants.

    Therefore, although an important benchmark, the $10610 for The University of Texas at Austin is likely not a good indicator of what you can expect to pay if you attend the school.

    What is the total cost of UT Austin?

    If you’re already thinking of this question, you’re one step ahead of us! And you’re on the right track… .The total cost of attending UT Austin is $N/A and is much more indicative of how much you will pay over the course of one year to attend the school - with one BIG caveat: total cost excludes financial supports that help reduce the cost of attending school, like scholarships at UT Austin.

    Still, if you do not plan on receiving financial aid, student loans and the like then the The University of Texas at Austin cost of attendance is the best indicator to consider.

    What does the total cost of UT Austin include?

    The total cost of UT Austin includes tuition and other common, material expenses, like textbooks and supplies, room and board, and meal costs, minus the average amount of financial aid and scholarships.

    Importantly, this does not reflect the price you will likely pay based on your income bracket.

    What is the price of room and board at UT Austin?

    UT Austin doesn’t report the cost of rooming and dorms. However, we know that average room and board costs from private universities around the country is estimated to be about $10,800. Although there is variability in this price, mostly determined by school location, UT Austin dorm costs are likely similar give or take 10%.

    UT Austin doesn’t report meal/boarding charges.

    The combined room and board charge for UT Austin is $10070.

    How much is UT Austin out of state tuition?

    Out of state tuition for UT Austin is $37580.

    How much is The University of Texas at Austin in state tuition?

    In state state tuition for UT Austin is $10610.

    How can I afford UT Austin?

    You should use a variety of financial tools to offset the cost of UT Austin.

    It’s easy to lose track of all the assets at your disposal, but the most common can be categorized into grants, loans, and scholarships.

    At The University of Texas at Austin, 0.2262% of students receive a pell grant. Furthermore, 0.3598% of students borrow federal student loans to help pay for the school.

    If you will use student loans to help pay for UT Austin, these providers below all work with UT Austin students.

    How much will I pay for UT Austin?

    This is the million dollar question - literally! UT Austin students pay a variety of prices to attend the institution, as you already know. A very easy way to determine an average price you can expect to pay is by using your average family income and comparing it to the table below.

    For additional insight, try using the The University of Texas at Austin net price calculator.

    Family Annual Income Average Net Price for UT Austin
    $0 - 30,000 11374
    $30,001 - 48,000 12371
    $48,001 - 75,000 14906
    $75,001 - 110,000 19869
    $110,001+ 23958

    How much debt will I graduate with from UT Austin?

    Beyond the years you plan on spending at The University of Texas at Austin, the financial repercussions of UT Austin tuition will stay with you for awhile, especially if you take out loans to finance the education.

    The median debt for students who have completed a degree at UT Austin is $20000.0. We can break down this number further by household income and student type (see where you might fit in):

    Family Income and Student Types Median Debt from UT Austin
    $0 - 30,000 Family income 16513.0
    $30,001 - 75,000 Family income 18673.0
    $75,000+ Family income 18500.0
    The median debt for Pell students 18750.0
    The median debt for female students 17754.0
    The median debt for male students 18500.0
    The median debt for first-generation students 18467.0

    Is UT Austin worth the cost?

    Going to college is an investment, and like all investments, you should look at the ROI of attending The University of Texas at Austin.

    Luckily, we can provide some insightful data to help determine whether or not UT Austin is worth the cost by examining what past graduates are earning now.

    The average salary of students who were working six years after graduating from UT Austin is $52200 (the median is $46000).

    After 8 years, the average salary for UT Austin graduates is $N/A.

    10 years out, the average salary for UT Austin graduates is $73900.

    I think it’s particularly interesting to look at the salary 10 years after graduation, and it’s probably more indicative of whether UT Austin is worth the cost. The real upside of a college degree is that it puts you on a path where your future salary can increase substantially, and it may be hard to achieve that upside without a college degree.

    For example, after graduating from UT Austin you may get a job where the salary is not too much more than you’d make without a college degree, and you may have taken out a lot of loans to get there!

    However, if you stay in that position for 5 or 10 years, you will likely begin doubling and tripling what you’re making.

    The future earnings potential is going to be much higher if you go to UT Austin compared to not attending college at all. Therefore, it’s about maximizing that opportunity and reducing the debt needed to get there.

    How do UT Austin graduates fare compared to similar schools?

    This is an important question because if you’re considering UT Austin, you likely have other options on the table.

    Often times, students enroll in the cheapest university available to them. But, as we know from above, this isn’t the whole story.

    For example, you would pay 5% more for a college if you knew the average salary would also be 10% higher, wouldn’t you?

    There’s a lot of reasons why the average salary for UT Austin students would differ from its peer schools. Perhaps the most popular areas of study align with higher or lower paying careers, or the school has a massive and supportive alumni network.

    Here are just a few related schools to UT Austin that may be of interest. Click on any one to break down their costs and performance outcomes further.

    How much does UT Austin cost per semester?

    Assuming there are two semesters at UT Austin and you are an in-state student, you will pay $5305 per semester. If you are out-of-state, you will pay $18790 per semester.

    How much does UT Austin cost per year?

    This is effectively the total annual cost of UT Austin, which is $N/A. However, you can also add room and board, textbooks, and other fees listed above onto that number to better determine how you will really spend in one year of attendance.

    Is it possible to attend UT Austin for free?

    In theory, yes it is possible to attend UT Austin for free. If you are a stellar student, you may get a scholarship to cover the entire cost of the education.

    Similarly, if you are a student athlete, you may receive a full scholarship to be on a sports team.

    Unless you are receiving a “full ride” (e.g. full scholarship) to attend UT Austin, though, it won’t be free. If you take out loans to finance the school, you may pay very little in the near term but all of that money must still be paid off in the long term.

    If you're trying to get in to UT Austin read about the requirements here