UNK Loans, Tuition, Costs & More

This is the complete guide to UNK tuition, costs and student loans. If you’re considering University of Nebraska at Kearney, you’re likely focussed on that huge, glaring sticker price: $N/A.

If you’re still trying to figure out if you can get into the school, try our college chances calculator for UNK

What are your chances at UNK?

Your SAT Score
Your ACT Score
Select a score
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • Your GPA*
    on a 4.0 scale

    *gpa score is required

    This free college chances tool calculates your acceptance chances at UNK or any other U.S. college

    Please note all chances are estimates based on test score and GPA averages.

    *or select a school above for a specific calculation

    Need chances at another college?

    That expensive sticker price can be extremely misleading and does not usually represent the true cost of UNK. The reality is that a huge percentage of students who attend UNK do not pay that number.

    What you are most likely concerned with is what you and your family will pay for University of Nebraska at Kearney, which is dependent on a range of factors from family income to state residency.

    Before we get started, if you have any doubts about your ability to afford UNK and are interested in student loans to support your education, the below vendors specifically lend to UNK students - click any of them to learn more about their rates and requirements.

    Now, let’s break down that scary sticker price first.

    How much is UNK tuition?

    The stated tuition for out-of-state students at University of Nebraska at Kearney is $13742 while in-state students pay $7512. The dictionary definition of tuition is the “price of payment for instruction.” That’s an important distinction from the total cost of attending UNK.

    Essentially, tuition is only what you pay to attend classes at UNK. The annual charge of $13742 or $7512 often excludes dozens of other miscellaneous expenses, such as housing, textbooks, meals, fees and more. Therefore, the true cost of UNK is much higher than either of these prices (more on this later).

    At the same time, however, tuition does not take into account factors that can help a student or family afford college, such as scholarships, student loans and grants.

    Therefore, although an important benchmark, the $7512 for University of Nebraska at Kearney is likely not a good indicator of what you can expect to pay if you attend the school.

    What is the total cost of UNK?

    If you’re already thinking of this question, you’re one step ahead of us! And you’re on the right track… .The total cost of attending UNK is $N/A and is much more indicative of how much you will pay over the course of one year to attend the school - with one BIG caveat: total cost excludes financial supports that help reduce the cost of attending school, like scholarships at UNK.

    Still, if you do not plan on receiving financial aid, student loans and the like then the University of Nebraska at Kearney cost of attendance is the best indicator to consider.

    What does the total cost of UNK include?

    The total cost of UNK includes tuition and other common, material expenses, like textbooks and supplies, room and board, and meal costs, minus the average amount of financial aid and scholarships.

    Importantly, this does not reflect the price you will likely pay based on your income bracket.

    What is the price of room and board at UNK?

    The cost of rooming and dorms at UNK is $4962

    The cost of meals at UNK is $4726.

    UNK does not fully report room and boarding charges.

    How much is UNK out of state tuition?

    Out of state tuition for UNK is $13742.

    How much is University of Nebraska at Kearney in state tuition?

    In state state tuition for UNK is $7512.

    How can I afford UNK?

    You should use a variety of financial tools to offset the cost of UNK.

    It’s easy to lose track of all the assets at your disposal, but the most common can be categorized into grants, loans, and scholarships.

    At University of Nebraska at Kearney, 0.3463% of students receive a pell grant. Furthermore, 0.4371% of students borrow federal student loans to help pay for the school.

    If you will use student loans to help pay for UNK, these providers below all work with UNK students.

    How much will I pay for UNK?

    This is the million dollar question - literally! UNK students pay a variety of prices to attend the institution, as you already know. A very easy way to determine an average price you can expect to pay is by using your average family income and comparing it to the table below.

    For additional insight, try using the University of Nebraska at Kearney net price calculator.

    Family Annual Income Average Net Price for UNK
    $0 - 30,000 13659
    $30,001 - 48,000 13862
    $48,001 - 75,000 16102
    $75,001 - 110,000 19452
    $110,001+ 20806

    How much debt will I graduate with from UNK?

    Beyond the years you plan on spending at University of Nebraska at Kearney, the financial repercussions of UNK tuition will stay with you for awhile, especially if you take out loans to finance the education.

    The median debt for students who have completed a degree at UNK is $19500.0. We can break down this number further by household income and student type (see where you might fit in):

    Family Income and Student Types Median Debt from UNK
    $0 - 30,000 Family income 12500.0
    $30,001 - 75,000 Family income 13500.0
    $75,000+ Family income 12000.0
    The median debt for Pell students 14500.0
    The median debt for female students 12550.0
    The median debt for male students 12000.0
    The median debt for first-generation students 12501.0

    Is UNK worth the cost?

    Going to college is an investment, and like all investments, you should look at the ROI of attending University of Nebraska at Kearney.

    Luckily, we can provide some insightful data to help determine whether or not UNK is worth the cost by examining what past graduates are earning now.

    The average salary of students who were working six years after graduating from UNK is $36300 (the median is $34200).

    After 8 years, the average salary for UNK graduates is $N/A.

    10 years out, the average salary for UNK graduates is $45800.

    I think it’s particularly interesting to look at the salary 10 years after graduation, and it’s probably more indicative of whether UNK is worth the cost. The real upside of a college degree is that it puts you on a path where your future salary can increase substantially, and it may be hard to achieve that upside without a college degree.

    For example, after graduating from UNK you may get a job where the salary is not too much more than you’d make without a college degree, and you may have taken out a lot of loans to get there!

    However, if you stay in that position for 5 or 10 years, you will likely begin doubling and tripling what you’re making.

    The future earnings potential is going to be much higher if you go to UNK compared to not attending college at all. Therefore, it’s about maximizing that opportunity and reducing the debt needed to get there.

    How do UNK graduates fare compared to similar schools?

    This is an important question because if you’re considering UNK, you likely have other options on the table.

    Often times, students enroll in the cheapest university available to them. But, as we know from above, this isn’t the whole story.

    For example, you would pay 5% more for a college if you knew the average salary would also be 10% higher, wouldn’t you?

    There’s a lot of reasons why the average salary for UNK students would differ from its peer schools. Perhaps the most popular areas of study align with higher or lower paying careers, or the school has a massive and supportive alumni network.

    Here are just a few related schools to UNK that may be of interest. Click on any one to break down their costs and performance outcomes further.

    How much does UNK cost per semester?

    Assuming there are two semesters at UNK and you are an in-state student, you will pay $3756 per semester. If you are out-of-state, you will pay $6871 per semester.

    How much does UNK cost per year?

    This is effectively the total annual cost of UNK, which is $N/A. However, you can also add room and board, textbooks, and other fees listed above onto that number to better determine how you will really spend in one year of attendance.

    Is it possible to attend UNK for free?

    In theory, yes it is possible to attend UNK for free. If you are a stellar student, you may get a scholarship to cover the entire cost of the education.

    Similarly, if you are a student athlete, you may receive a full scholarship to be on a sports team.

    Unless you are receiving a “full ride” (e.g. full scholarship) to attend UNK, though, it won’t be free. If you take out loans to finance the school, you may pay very little in the near term but all of that money must still be paid off in the long term.

    If you're trying to get in to UNK read about the requirements here