URI Loans, Tuition, Costs & More

This is the complete guide to URI tuition, costs and student loans. If you’re considering University of Rhode Island (URI), you’re likely focussed on that huge, glaring sticker price: $N/A.

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    That expensive sticker price can be extremely misleading and does not usually represent the true cost of URI. The reality is that a huge percentage of students who attend URI do not pay that number.

    What you are most likely concerned with is what you and your family will pay for University of Rhode Island (URI), which is dependent on a range of factors from family income to state residency.

    Before we get started, if you have any doubts about your ability to afford URI and are interested in student loans to support your education, the below vendors specifically lend to URI students - click any of them to learn more about their rates and requirements.

    Now, let’s break down that scary sticker price first.

    How much is URI tuition?

    The stated tuition for out-of-state students at University of Rhode Island (URI) is $30862 while in-state students pay $14138. The dictionary definition of tuition is the “price of payment for instruction.” That’s an important distinction from the total cost of attending URI.

    Essentially, tuition is only what you pay to attend classes at URI. The annual charge of $30862 or $14138 often excludes dozens of other miscellaneous expenses, such as housing, textbooks, meals, fees and more. Therefore, the true cost of URI is much higher than either of these prices (more on this later).

    At the same time, however, tuition does not take into account factors that can help a student or family afford college, such as scholarships, student loans and grants.

    Therefore, although an important benchmark, the $14138 for University of Rhode Island (URI) is likely not a good indicator of what you can expect to pay if you attend the school.

    What is the total cost of URI?

    If you’re already thinking of this question, you’re one step ahead of us! And you’re on the right track… .The total cost of attending URI is $N/A and is much more indicative of how much you will pay over the course of one year to attend the school - with one BIG caveat: total cost excludes financial supports that help reduce the cost of attending school, like scholarships at URI.

    Still, if you do not plan on receiving financial aid, student loans and the like then the University of Rhode Island (URI) cost of attendance is the best indicator to consider.

    What does the total cost of URI include?

    The total cost of URI includes tuition and other common, material expenses, like textbooks and supplies, room and board, and meal costs, minus the average amount of financial aid and scholarships.

    Importantly, this does not reflect the price you will likely pay based on your income bracket.

    What is the price of room and board at URI?

    The cost of rooming and dorms at URI is $7952

    The cost of meals at URI is $4500.

    URI does not fully report room and boarding charges.

    How much is URI out of state tuition?

    Out of state tuition for URI is $30862.

    How much is University of Rhode Island (URI) in state tuition?

    In state state tuition for URI is $14138.

    How can I afford URI?

    You should use a variety of financial tools to offset the cost of URI.

    It’s easy to lose track of all the assets at your disposal, but the most common can be categorized into grants, loans, and scholarships.

    At University of Rhode Island (URI), 0.2366% of students receive a pell grant. Furthermore, 0.6271% of students borrow federal student loans to help pay for the school.

    If you will use student loans to help pay for URI, these providers below all work with URI students.

    How much will I pay for URI?

    This is the million dollar question - literally! URI students pay a variety of prices to attend the institution, as you already know. A very easy way to determine an average price you can expect to pay is by using your average family income and comparing it to the table below.

    For additional insight, try using the University of Rhode Island (URI) net price calculator.

    Family Annual Income Average Net Price for URI
    $0 - 30,000 13527
    $30,001 - 48,000 15690
    $48,001 - 75,000 19400
    $75,001 - 110,000 23658
    $110,001+ 26099

    How much debt will I graduate with from URI?

    Beyond the years you plan on spending at University of Rhode Island (URI), the financial repercussions of URI tuition will stay with you for awhile, especially if you take out loans to finance the education.

    The median debt for students who have completed a degree at URI is $23000.0. We can break down this number further by household income and student type (see where you might fit in):

    Family Income and Student Types Median Debt from URI
    $0 - 30,000 Family income 17500.0
    $30,001 - 75,000 Family income 18500.0
    $75,000+ Family income 18750.0
    The median debt for Pell students 19243.0
    The median debt for female students 18500.0
    The median debt for male students 17750.0
    The median debt for first-generation students 18350.0

    Is URI worth the cost?

    Going to college is an investment, and like all investments, you should look at the ROI of attending University of Rhode Island (URI).

    Luckily, we can provide some insightful data to help determine whether or not URI is worth the cost by examining what past graduates are earning now.

    The average salary of students who were working six years after graduating from URI is $42500 (the median is $39400).

    After 8 years, the average salary for URI graduates is $N/A.

    10 years out, the average salary for URI graduates is $58400.

    I think it’s particularly interesting to look at the salary 10 years after graduation, and it’s probably more indicative of whether URI is worth the cost. The real upside of a college degree is that it puts you on a path where your future salary can increase substantially, and it may be hard to achieve that upside without a college degree.

    For example, after graduating from URI you may get a job where the salary is not too much more than you’d make without a college degree, and you may have taken out a lot of loans to get there!

    However, if you stay in that position for 5 or 10 years, you will likely begin doubling and tripling what you’re making.

    The future earnings potential is going to be much higher if you go to URI compared to not attending college at all. Therefore, it’s about maximizing that opportunity and reducing the debt needed to get there.

    How do URI graduates fare compared to similar schools?

    This is an important question because if you’re considering URI, you likely have other options on the table.

    Often times, students enroll in the cheapest university available to them. But, as we know from above, this isn’t the whole story.

    For example, you would pay 5% more for a college if you knew the average salary would also be 10% higher, wouldn’t you?

    There’s a lot of reasons why the average salary for URI students would differ from its peer schools. Perhaps the most popular areas of study align with higher or lower paying careers, or the school has a massive and supportive alumni network.

    Here are just a few related schools to URI that may be of interest. Click on any one to break down their costs and performance outcomes further.

    How much does URI cost per semester?

    Assuming there are two semesters at URI and you are an in-state student, you will pay $7069 per semester. If you are out-of-state, you will pay $15431 per semester.

    How much does URI cost per year?

    This is effectively the total annual cost of URI, which is $N/A. However, you can also add room and board, textbooks, and other fees listed above onto that number to better determine how you will really spend in one year of attendance.

    Is it possible to attend URI for free?

    In theory, yes it is possible to attend URI for free. If you are a stellar student, you may get a scholarship to cover the entire cost of the education.

    Similarly, if you are a student athlete, you may receive a full scholarship to be on a sports team.

    Unless you are receiving a “full ride” (e.g. full scholarship) to attend URI, though, it won’t be free. If you take out loans to finance the school, you may pay very little in the near term but all of that money must still be paid off in the long term.

    If you're trying to get in to URI read about the requirements here