USAO Loans, Tuition, Costs & More

This is the complete guide to USAO tuition, costs and student loans. If you’re considering University of Science and Arts of Oklahoma, you’re likely focussed on that huge, glaring sticker price: $N/A.

If you’re still trying to figure out if you can get into the school, try our college chances calculator for USAO

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    This free college chances tool calculates your acceptance chances at USAO or any other U.S. college

    Please note all chances are estimates based on test score and GPA averages.

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    That expensive sticker price can be extremely misleading and does not usually represent the true cost of USAO. The reality is that a huge percentage of students who attend USAO do not pay that number.

    What you are most likely concerned with is what you and your family will pay for University of Science and Arts of Oklahoma, which is dependent on a range of factors from family income to state residency.

    Before we get started, if you have any doubts about your ability to afford USAO and are interested in student loans to support your education, the below vendors specifically lend to USAO students - click any of them to learn more about their rates and requirements.

    Now, let’s break down that scary sticker price first.

    How much is USAO tuition?

    The stated tuition for out-of-state students at University of Science and Arts of Oklahoma is $17550 while in-state students pay $7200. The dictionary definition of tuition is the “price of payment for instruction.” That’s an important distinction from the total cost of attending USAO.

    Essentially, tuition is only what you pay to attend classes at USAO. The annual charge of $17550 or $7200 often excludes dozens of other miscellaneous expenses, such as housing, textbooks, meals, fees and more. Therefore, the true cost of USAO is much higher than either of these prices (more on this later).

    At the same time, however, tuition does not take into account factors that can help a student or family afford college, such as scholarships, student loans and grants.

    Therefore, although an important benchmark, the $7200 for University of Science and Arts of Oklahoma is likely not a good indicator of what you can expect to pay if you attend the school.

    What is the total cost of USAO?

    If you’re already thinking of this question, you’re one step ahead of us! And you’re on the right track… .The total cost of attending USAO is $N/A and is much more indicative of how much you will pay over the course of one year to attend the school - with one BIG caveat: total cost excludes financial supports that help reduce the cost of attending school, like scholarships at USAO.

    Still, if you do not plan on receiving financial aid, student loans and the like then the University of Science and Arts of Oklahoma cost of attendance is the best indicator to consider.

    What does the total cost of USAO include?

    The total cost of USAO includes tuition and other common, material expenses, like textbooks and supplies, room and board, and meal costs, minus the average amount of financial aid and scholarships.

    Importantly, this does not reflect the price you will likely pay based on your income bracket.

    What is the price of room and board at USAO?

    The cost of rooming and dorms at USAO is $3020

    The cost of meals at USAO is $3010.

    USAO does not fully report room and boarding charges.

    How much is USAO out of state tuition?

    Out of state tuition for USAO is $17550.

    How much is University of Science and Arts of Oklahoma in state tuition?

    In state state tuition for USAO is $7200.

    How can I afford USAO?

    You should use a variety of financial tools to offset the cost of USAO.

    It’s easy to lose track of all the assets at your disposal, but the most common can be categorized into grants, loans, and scholarships.

    At University of Science and Arts of Oklahoma, 0.4853% of students receive a pell grant. Furthermore, 0.5816% of students borrow federal student loans to help pay for the school.

    If you will use student loans to help pay for USAO, these providers below all work with USAO students.

    How much will I pay for USAO?

    This is the million dollar question - literally! USAO students pay a variety of prices to attend the institution, as you already know. A very easy way to determine an average price you can expect to pay is by using your average family income and comparing it to the table below.

    For additional insight, try using the University of Science and Arts of Oklahoma net price calculator.

    Family Annual Income Average Net Price for USAO
    $0 - 30,000 6947
    $30,001 - 48,000 4747
    $48,001 - 75,000 10533
    $75,001 - 110,000 9494
    $110,001+ 13300

    How much debt will I graduate with from USAO?

    Beyond the years you plan on spending at University of Science and Arts of Oklahoma, the financial repercussions of USAO tuition will stay with you for awhile, especially if you take out loans to finance the education.

    The median debt for students who have completed a degree at USAO is $18414.0. We can break down this number further by household income and student type (see where you might fit in):

    Family Income and Student Types Median Debt from USAO
    $0 - 30,000 Family income 6267.0
    $30,001 - 75,000 Family income 10722.0
    $75,000+ Family income 12301.0
    The median debt for Pell students 8250.0
    The median debt for female students 9398.0
    The median debt for male students 8750.0
    The median debt for first-generation students 9500.0

    Is USAO worth the cost?

    Going to college is an investment, and like all investments, you should look at the ROI of attending University of Science and Arts of Oklahoma.

    Luckily, we can provide some insightful data to help determine whether or not USAO is worth the cost by examining what past graduates are earning now.

    The average salary of students who were working six years after graduating from USAO is $30400 (the median is $27500).

    After 8 years, the average salary for USAO graduates is $N/A.

    10 years out, the average salary for USAO graduates is $36400.

    I think it’s particularly interesting to look at the salary 10 years after graduation, and it’s probably more indicative of whether USAO is worth the cost. The real upside of a college degree is that it puts you on a path where your future salary can increase substantially, and it may be hard to achieve that upside without a college degree.

    For example, after graduating from USAO you may get a job where the salary is not too much more than you’d make without a college degree, and you may have taken out a lot of loans to get there!

    However, if you stay in that position for 5 or 10 years, you will likely begin doubling and tripling what you’re making.

    The future earnings potential is going to be much higher if you go to USAO compared to not attending college at all. Therefore, it’s about maximizing that opportunity and reducing the debt needed to get there.

    How do USAO graduates fare compared to similar schools?

    This is an important question because if you’re considering USAO, you likely have other options on the table.

    Often times, students enroll in the cheapest university available to them. But, as we know from above, this isn’t the whole story.

    For example, you would pay 5% more for a college if you knew the average salary would also be 10% higher, wouldn’t you?

    There’s a lot of reasons why the average salary for USAO students would differ from its peer schools. Perhaps the most popular areas of study align with higher or lower paying careers, or the school has a massive and supportive alumni network.

    Here are just a few related schools to USAO that may be of interest. Click on any one to break down their costs and performance outcomes further.

    How much does USAO cost per semester?

    Assuming there are two semesters at USAO and you are an in-state student, you will pay $3600 per semester. If you are out-of-state, you will pay $8775 per semester.

    How much does USAO cost per year?

    This is effectively the total annual cost of USAO, which is $N/A. However, you can also add room and board, textbooks, and other fees listed above onto that number to better determine how you will really spend in one year of attendance.

    Is it possible to attend USAO for free?

    In theory, yes it is possible to attend USAO for free. If you are a stellar student, you may get a scholarship to cover the entire cost of the education.

    Similarly, if you are a student athlete, you may receive a full scholarship to be on a sports team.

    Unless you are receiving a “full ride” (e.g. full scholarship) to attend USAO, though, it won’t be free. If you take out loans to finance the school, you may pay very little in the near term but all of that money must still be paid off in the long term.

    If you're trying to get in to USAO read about the requirements here